How Women Can Prepare Financially and Emotionally Before Inheriting Wealth or Settling a Divorce
An opening to new possibilities—and questions
For many women, receiving a significant amount of money marks a major transition.
Receiving an inheritance or divorce settlement can be one of the single most emotional and financially impactful experiences of a woman’s life. And yet—many of us don’t talk about it, let alone plan for it.
We assume we’ll “figure it out when it happens.” But what if that moment comes with grief? Confusion? Pressure to make fast decisions or keep up appearances? What if the silence around receiving money in this way makes it harder to ask the right questions or make aligned choices?
For women, especially, preparing for an inheritance or a divorce payout isn't just about numbers—it’s about identity, autonomy, security, and if we carry forward the legacies or habits (and sometimes burdens) of others.
Why Take Time Before You Inherit or Receive a Settlement
When money is on its way to you—whether it’s part of a loved one’s legacy or the outcome of a relationship change—there’s often a quiet window of time before anything actually arrives.
This “in-between” moment is a valuable opportunity to:
Pause and Reconnect with What Matters Most
It’s tempting to jump into logistics right away. But creating a bit of space to breathe and reflect can help you feel more grounded as you move forward.
This might be the first time you’ve had this level of financial opportunity—or responsibility.
It’s okay to take a breath, and assess your personal level of financial literacy and capability, before making any decisions.
2. Understand What’s Coming (Without the Overwhelm)
Many women are surprised to find that inheritances or settlements can involve a mix of assets: investment accounts, real estate, retirement funds, insurance payouts, even business shares or personal belongings.
Knowing what might be coming—and what questions to ask—can make the process feel less daunting and more empowering.
3. Choose How You Want to Steward This Wealth
Money carries meaning. And you get to shape that meaning.
Whether you use it to build a cushion, buy a home, support your family, invest for the future, or fund a dream you’ve held for years—the choice is yours.
Clarifying your values and goals ahead of time can help you make decisions with confidence, not second-guessing.
This Is a Time to Trust Yourself—Not Rush Yourself
You don’t need all the answers.
You don’t have to do everything right away.
And you’re not behind.
This is simply a moment to check in with yourself, ask better questions, and begin creating a foundation for what comes next.
Want a Gentle Starting Point?
I created a free resource called: Before the Inheritance: A Woman’s Guide to Money, Meaning, and Intention.
It’s designed for women who want to prepare intentionally—whether they’re anticipating an inheritance, navigating a divorce, or simply thinking ahead.
Inside, you’ll find space to reflect on your goals, values, and vision—without the overwhelm.
